Company details
- Industry
- Financial technology / Banking infrastructure
Startup profile
Bengaluru-based fintech building bank-native infrastructure to enable secured credit cards and asset-backed credit products.
Founders
Pawan Kumar; Srinivas Krishnamurthy
Headquarters
Bengaluru, India
First seen by IVR
1 Jul 2026
From funding to today
Latest
1 Jul 2026
Start
1 Jul 2026
Arkam Ventures
Capital growth
Cumulative / USD M
Based on 1 disclosed round reported in USD M. Amounts in other units are shown in the timeline but excluded from this cumulative series.
Company dossier
Updated 3 Sept 2026
Bengaluru-based fintech building bank-native infrastructure to enable secured credit cards and asset-backed credit products.
Company details
Founding & leadership
Coverage notes
A compact read of the company record and its linked funding coverage.
$2.8M
1 linked article
Source trail
Useful when someone needs to trace where each round detail came from.
Funding article
1 Jul 2026
Funding
IVR has recorded 1 funding event for Spense. The latest disclosed event is $2.8M, 1 Jul 2026.
Timeline
Analyst note
This dossier is generated from IVR's current company and funding record. The next research priority is to add primary-source evidence for the operating model, customers, financial performance, and competition.